Business Lending

We make Business Lending easy because as a community bank, a primary focus is to help our local businesses grow and succeed. Running a business can be challenging, and having a lender who understands your business can make all the difference. We take the time to do just that. Since decisions are made locally, we can help you move quickly.

Depending on your business goals, we offer several financing options. Visit with a business lender to find out which is best for you:

Lines of Credit — Unlike a traditional “term” loan, a line of credit allows you access to just the cash you need, when you need it, to meet short- term credit and operating needs. Principal payments are applied to your available credit for future use.

Small Business Administration Loans — Short and long-term loan programs are available when partnering with the Small Business Administration.

Refinancing — If you already have a loan program with Patriots Bank, it is a good idea to touch base with your lender annually to ensure we are helping you meet your current goals.

Commercial Real Estate — Loans to help you purchase property, renovate current facilities, or finance commercial construction projects.

Agricultural Real Estate — Loans to acquire land, expand or update facilities, or finance construction projects.

Equipment and Personal Property — Available to all types of businesses, this type of loan allows you to finance purchases of office equipment, manufacturing equipment, farming equipment, seed, livestock, and more. Specialized financing is also available.