Account Types
Patriots Bank offers a variety of Personal Accounts for you to choose from.
Platinum Checking
This account offers you peace of mind on the things you value the most . . .your life, your health, and your identity!
Features and Benefits
- Roadside assistance
- Cell phone insurance
- Accidental death and dismemberment insurance
- CyberScout identity theft insurance
- Unlimited check writing
- Paper statements with images
- Online and mobile banking
- Debit card available with approval
- Open with just $100.00
Fees
$6.95 monthly service fee
Go Green
This account is our most economical and it’s environmentally friendly too!
Features and Benefits
- Monthly E-Statement required
- Online and mobile banking
- Overdraft Privilege available with approval
- Debit card available with approval
- Open with just $100.00
Fees
Must maintain a minimum of $100.00 average daily balance to avoid a $3.00 monthly service fee
50 Plus Account
Age does have its perks and this interest bearing account proves it! Loaded with benefits you deserve
Features and Benefits
- Unlimited Check Writing
- Paper Statements with images
- Free Money Orders
- Free Stop Payments
- Free Limited number photocopies
- Online and mobile banking
- No monthly fee for downloading to Quicken or Quickbooks
- Overdraft Privilege available with approval
- Debit card available with approval
- Free Notary service
- Open with just $500.00
Fees
Must maintain a minimum of $500.00 average daily balance or more to avoid a $7.50 monthly service fee
N.O.W. Checking Account
With this account you earn a competitive interest rate on a checking account you use every day
Features and Benefits
- Open with just $500
- Free monthly statements with images
- Online and Mobile banking
- Allowed 25 debit transactions per cycle
Fees
- No service fees if average daily balance is $1,000 or more
- Balance above $500- $5.00
- Balance falls below $500- $7.50
- Excess transaction fee of .20 cents will occur for each occurrence over 25
The Patriot Account
An exclusive account to honor active and retired service members
Features and Benefits
- Cell phone insurance
- Travel and entertainment discounts
- CyberScout Identity Theft Protection
- Includes one small safety deposit box
- Up to five free mobile deposits monthly
- Free Notary service
- Online Mobile Banking
Account Requirements
- Primary account holder must have valid military ID or DD-214
- Payroll direct deposit required
- E-Statement
* Paper statement incurs a $2.00 monthly fee
The Liberty Account
This account allows you to receive a monthly statement by mail
Features and Benefits
- Paper Statements with images
- Online and mobile banking
- Debit card available with approval
- Free Notary service
- Open with just $300.00
Fees
- $5.00 monthly service fee if Average Daily Collected balance stays above $500.00
- $7.50 monthly service fee if Average Daily Collected balance falls below $500.00
- $0.20 cents per debit in excess of 25 per account cycle
Savings Account
Getting more out of your hard-earned money all starts with a savings plan
Features and Benefits
- Earn Interest on your balances
- Open with just $200.00
- Free Online and Mobile Banking available
- Unlimited deposits
- Monthly paper statement with electronic
Savings account are allowed three (3) withdrawals per quarter without a fee. Additional withdrawals will result in a $1 fee for each occurrence. Minors under the age of 18 may open this account with less than $200.00.
Money Market Legacy Account
Smart Savings. Stronger Future.
The Money Market Legacy Account is designed to help you make the most of your savings while maintaining convenient access to your funds.
Whether you're building your savings, planning for future goals, or looking to maximize the value of excess funds, Money Market Legacy offers competitive earning potential and the flexibility you need to reach your financial goals.
Account Benefits
- Available for consumer and business customers
- Competitive tiered interest structure
- Debit card and check access available
- Online and Mobile Banking access
- Flexible access to your funds
- FDIC insured
Balance Tiers
The Money Market Legacy Account rewards larger balances through a tiered rate structure.
- $0.00 – $25,000.00
- $25,000.01 – $50,000.00
- $50,000.01 – $100,000.00
- $100,000.01 – $250,000.00
- $250,000.00 and above
Contact a Patriots Bank representative for current Annual Percentage Yield (APY) information.
Why Choose Money Market Legacy?
- Earn more while maintaining access to your funds
- Access your money through checks, transfers, online banking, or in-person transactions
- No monthly maintenance fee when qualifying balance requirements are met
- Peace of mind with a stable, interest-earning account
- Designed for customers looking to grow savings while maintaining flexibility
Account Requirements
- Minimum opening deposit: $2,500
- Available for consumer and business customers
- Maintain a $2,500 average daily balance to avoid a $7.50 monthly service fee
Important Information
The interest rate and annual percentage yield are variable and may change at the Bank's discretion. A $7.50 monthly service fee will be assessed if the average daily balance falls below $2,500 during the statement cycle. A $3.00 fee will be assessed for each debit transaction exceeding 10 debit transactions per statement cycle. Debit transactions include checks, debit card transactions, ACH transactions, EFTs, transfers, and over-the-counter withdrawals. Refer to the Truth in Savings Disclosure for complete details.
Certificate of Deposit
Offering CD Rate Specials, call your local branch today!!
When it comes to building your savings, opening a traditional CD is a smart move
Open with just $500.00
Competitive Rates
Terms are available from six (6) months up to five (5) years
Security of FDIC insurance
Available as collateral for a loan
CDs are automatically renewable and, once the term expires, you have 10 calendar days to add or change the term with no penalty. A substantial penalty may be imposed for early withdrawals.
Individual Retirement Account (IRA)
An Individual Retirement Account is designed to help you save for retirement while allowing you to reap tax advantages.
Products to invest in your IRA:
Certificate of Deposit
IRA Savings account
Open with $500
To learn more about the different types of IRAs click here.